Distinct Finance
Channel Island Lending Specialists
Bridging Loan
Regulated by the Jersey Financial Services Commission and based in Bond Street, St Helier.
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Borrow from £50,000 to over £5 million for up to 36 months, with rates starting at just 0.55% per month
What Are Bridging Loans
Bridging loans are short-term financing options that help cover the gap until long-term funding, such as a mortgage or property sale proceeds, is in place.
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They are commonly used to buy a new home before selling the current one or fund renovations.
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While traditionally used by developers and investors, bridging loans are now more accessible to homebuyers and are frequently used in residential transactions.
Loans from £50,000 to £1,000,000+
Terms from 12 to 36 months +
Residential and commercial properties accepted
Interest paid monthly or rolled until maturity​​
Options for Non-UK residents
Have a question or prefer to request a quote by phone?
Contact us on 01534 854 389
(Lines open 9am–5pm, Monday to Friday)